Terms & Conditions of Use
WELCOME TO OUR WEBSITE. PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY. WHEN YOU ACCESS AND USE THE PREFERRED BANK WEBSITE (“SITE”) AND ANY OF ITS PAGES, YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, DO NOT ACCESS THIS SITE, OR ANY PAGES THEREOF. THESE TERMS AND CONDITIONS ARE SUBJECT TO CHANGE FROM TIME TO TIME WITHOUT NOTICE.
Use of Information and Material
The information and materials contained in these pages, and the terms, conditions and descriptions that appear, are subject to change. Unauthorized use of Preferred Bank's websites and systems including but not limited to unauthorized entry into Preferred Bank's systems, misuse of passwords, or misuse of any information posted on a website is strictly prohibited.
Information and materials published by Preferred Bank as part of this website are not intended for distribution to, or use by, any person or entity. Not all products and services are available in all geographic areas. Eligibility for certain products is subject to final determination and acceptance by Preferred Bank. The information, descriptions, and terms and conditions contained in these pages are subject to change. Calculators or planning tools are provided for informational purposes only and are not intended to provide specific legal, accounting, financial, or tax advice for any person and should not be relied upon in that manner.
THE INFORMATION AND MATERIALS IN THIS SITE, INCLUDING TEXT, GRAPHICS, LINKS, OR OTHER ITEMS, ARE PROVIDED "AS IS" AND "AS AVAILABLE." THE INFORMATION AND MATERIALS MAY CONTAIN ERRORS, OMISSIONS, PROBLEMS, OR OTHER LIMITATIONS AND PREFERRED BANK EXPRESSLY DISCLAIMS ANY LIABILITY FOR SUCH ERRORS, OMISSIONS, PROBLEMS, OR OTHER LIMITATIONS. PREFERRED BANK DOES NOT MAKE ANY REPRESENTATIONS, WARRANTIES, OR GUARANTEES WHATSOEVER AS TO THE ACCURACY, ADEQUACY, RELIABILITY, CURRENTNESS, COMPLETENESS, OR SUITABILITY OF SUCH INFORMATION AND MATERIALS OR THEIR APPLICABILITY TO A PARTICULAR SITUATION. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESS, OR STATUTORY, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD-PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE INFORMATION AND MATERIALS. ALL RESPONSIBILITY AND LIABILITY FOR ANY DAMAGES CAUSED BY VIRUSES CONTAINED WITHIN THE ELECTRONIC FILES OF THIS SITE ARE DISCLAIMED.
Limitation of Liability
IN NO EVENT WILL PREFERRED BANK BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOSSES, OR EXPENSES ARISING IN CONNECTION WITH THIS SITE OR ITS USE OR INABILITY TO BE USED BY ANY PARTY, IN CONNECTION WITH ANY LINKED SITE, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE, WHETHER BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY OR OTHER LEGAL OR EQUITABLE THEORY EVEN IF PREFERRED BANK OR ITS REPRESENTATIVES ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES.
Copyright and Trademarks
The materials displayed on the Site are protected by U.S. and international copyright law and treaties, and shall not be transmitted, broadcast, copied, adapted, displayed, or performed without the prior express permission of Preferred Bank. You do not acquire any ownership rights by downloading copyrighted material. Moreover, the trademarks, trade names, and service marks used on the Site belong to Preferred Bank or to various other parties. No one is authorized to use any of the service marks in any manner without the prior express written permission of the owner of the service mark.
All information submitted to Preferred Bank via this Site shall be deemed and remain the property of Preferred Bank, and Preferred Bank shall be free to use, for any purpose, any idea, concepts, know-how or techniques contained in information a visitor to this Site provides Preferred Bank through this Site. Preferred Bank shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by Preferred Bank as part of an established direct relationship with a customer or as otherwise specifically agreed or required by law.
Use of this Site shall be governed by all applicable Federal and State laws.