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Savings Accounts & CDs

We offer various savings & Certificate of Deposit (CD) accounts each with its own unique features and conditions. Check out our wide range of savings and CD accounts including Personal Savings, Individual Retirement Accounts (IRA) and Personal Certificates of Deposit accounts.

Personal Savings

This interest-bearing savings account is available to individuals, trusts, estates and non-business associations. 

Personal Savings Balance Information: See our Schedule of Fees and Charges – Personal Accounts for fees related to this account, minimum balances to avoid fees and for more information. Contact us for a copy of our Schedule of Fees and Charges or pick up a copy at your local branch.

Personal Savings Features and Other Available Services:

  • Competitive Interest Rates
  • Visa® Debit Card
  • Account Alerts and Actions via Online Banking & Online Bill Pay
  • Online Transaction Downloads to Quicken® or QuickBooks®
  • Online & Paper Statements
  • Telephone Banking
  • Sweep Transactions
  • Mobile Banking (Message and data rate charges may apply)

Rate Information: This is a variable rate account. Our interest rates are highly competitive; please contact us for current interest rates.

Individual Retirement Accounts

Individual retirement accounts are only available to individuals. 

IRA Balance Information: See our Schedule of Fees and Charges – Personal Accounts for fees related to this account, minimum balances to avoid fees and for more information. Contact us for a copy of our Schedule of Fees and Charges or pick up a copy at your local branch.

IRA Features and Other Available Services:

  • Competitive Interest Rates
  • Fixed Terms
  • Online Banking
  • Telephone Banking
  • Mobile Banking (Message and data rate charges may apply)

Rate Information: This is a fixed rate account. Our interest rates are highly competitive; please contact us for current interest rates.

Personal Certificates of Deposit

Personal Certificates of Deposit are available to individuals, trusts, estates and non-business associations. 

CD Balance Information: See our Schedule of Fees and Charges – Personal Accounts for fees related to this account, minimum balances to avoid fees and for more information. Contact us for a copy of our Schedule of Fees and Charges or pick up a copy at your local branch.

CD Features and Other Available Services:

  • Competitive Interest Rates
  • Fixed Terms
  • Monthly Compounding
  • Interest Payments
  • Online Banking
  • Telephone Banking
  • Mobile Banking (Message and data rate charges may apply)

Rate Information: This is a fixed rate account. Our interest rates are highly competitive; please contact us for current interest rates.

Personal Savings & Certificates of Deposit Rates

Preferred Bank accounts are insured by the Federal Deposit Insurance Corporation (FDIC). Feel free to use the FDIC's Insurance Estimator (EDIE) to tell you how your Preferred Bank accounts are federally insured.



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Fraud Prevention

We’re committed to protecting and securing our clients’ accounts. Learn more on how you can protect yourself and prevent fraud.

Learn More About Fraud