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Mortgage Loans

We offer a choice of fixed and adjustable-rate mortgage loan products with flexible terms and competitive rates. Whether you are an experienced borrower or a first-time homebuyer, our experienced Mortgage Loan Originators will help you find the right loan to fit your needs. Please contact a Mortgage Loan Originator in any of our branches for more details.  1Click here for a complete list of Mortgage Loan Originators.
 

Conforming or Jumbo Fixed Rate Mortgage1, 2, 3, 4

Benefits

Suitable for borrowers who expect to live in their homes for an extended period and want the security of a fixed payment over the life of the loan.
 

Features

  • Loan amounts up to $5.0 million
  • Fixed monthly payments
  • No prepayment penalty for paying off early
  • Competitive loan rates
 

Conforming or Jumbo Adjustable Rate Mortgage1, 2, 3, 4

Benefits

Suitable for borrowers who want to take advantage of a lower start rate because they expect their income to increase over time or don't expect to be in their home for an extended period.
 

Features

  • Loan amounts up to $5.0 million
  • Adjustable payments after the fixed term ends, typically after 3, 5 or 7 years
  • No prepayment penalty for paying off early
  • Competitive loan rates
 

Conforming or Jumbo Adjustable Rate Asset Verifier Mortgage1, 2, 3, 4

Benefits

Suitable for borrowers who want to take advantage of a lower start rate and want to take advantage of an alternate form of financing.
 

Features

  • Loan amounts up to $3.0 million
  • Adjustable payments after the fixed term ends, typically after 3, 5 or 7 years
  • Alternative income documentation
  • No prepayment penalty for paying off early
  • Competitive loan rates
 

Conforming or Jumbo Adjustable Rate Non Resident Mortgage1,2,3,4

Benefits

Suitable for foreign national borrowers looking to purchase or refinance an investment property located in the States of California and New York.
 

Features

  • Loan amounts up to $3.0 million
  • Adjustable payments after the fixed term ends, typically after 1 year, 3 or 5 years
  • No prepayment penalty for paying off early
  • Competitive loan rates
 
1Please be advised that our mortgage products are only available in the States of California and New York at this time.
2Restrictions and limitations may apply. Please consult with one of our Mortgage Loan Originators for details specific to each program.
3Subject to Credit Approval.
4Consult a Tax Advisor for further information regarding deductibility of interest and charges.
 
 
 
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Savings Accounts

Whether you’re saving for an unexpected expense, or looking toward the future, we offer a variety of savings options to help you reach your financial goals.

Explore Personal Savings Accounts