

Real Estate & Construction Loans
Whether you are planning to purchase an apartment building, build homes, or refinance a shopping center, Preferred Bank has a real estate loan to meet your banking needs. Real estate loans offered include mini-perm loans and constructions loans.
Mini-Perm Loans
- Mini-perm loans are available for the purchase or refinance of apartment buildings, shopping centers, office and medical buildings and industrial/warehouse facilities. Mini-perm loans are typically structured with monthly payments based on a 25-year amortization and a five-to-seven-year maturity.
Construction Loans
- Construction loans are available for apartment buildings, condominiums, custom homes, single-family tract homes, shopping centers, office and medical buildings and industrial/warehouse facilities. Loans are tailored to accommodate the time required to build the project and market/lease the completed product.
Contact a real estate loan officer at any of our branches for an appointment to discuss your business real estate financing needs.

Certificates of Deposit
Looking to maximize your investment and diversifying your portfolio? Take advantage of our high yield Certificate of Deposit now!