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Commercial Loans

Preferred Bank offers commercial loans to small businesses. Commercial loan products include revolving lines of credit, term loans and letters of credit.

  • Revolving lines of credit are available for temporary cash flow needs, accounts receivable financing and the issuance of letters of credit.
  • Term Loans are available to assist with equipment purchases, business expansion and business acquisition. Repayment terms correlate the repayment of the loan with corresponding cash inflows.
  • Letters of credit are available to accommodate international transactions and business commitments. Please see the Trade Finance Loans & Services section for additional information.
Commercial loan products are available at all our branches. Please contact a commercial loan officer for an appointment to discuss your business and financing needs.


A close-up shot of four credit cards stacked on top of each other slightly fanned out.

Commercial Credit Cards

We offer a variety of credit cards to suit your business needs.