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Loans & Lines of Credit

Preferred Bank specializes in commercial loans to small businesses. Our capital base allows us to offer financing while providing the service of an independent community bank. Commercial loan products include revolving lines of credit, term loans and letters of credit.

Revolving Lines of Credit

Revolving lines of credit are available for temporary cash flow needs, accounts receivable financing and the issuance of letters of credit. Each customer has a unique set of needs; each line of credit is tailored to meet those needs.

Term Loans

Term Loans are available to assist with equipment purchases, business expansion and business acquisition. Repayment terms correlate the repayment of the loan with corresponding cash inflows.

Letters of Credit

Letters of credit are available to accommodate international transactions and business commitments. Please see the  Trade Finance Loans & Services section for additional information.

Commercial loan product rates are available at all our branches. Please contact a commercial loan officer for an appointment to discuss your business and financing needs.

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Certificates of Deposit

Looking to maximize your investment and diversifying your portfolio? Take advantage of our high yield Certificate of Deposit now!

Explore Certificates of Deposit