Checking Accounts
We offer a variety of personal checking accounts, each with its own unique features and conditions. Check out our wide range of checking accounts including Standard Checking, Personal Checking, Personal Interest Checking and Personal Money Market.
Standard Checking
This is a free*, non-interest earning, and no minimum daily balance requirement account available to individuals, trusts, estates, and non-business associations. This account offers unlimited check writing privileges with no per-check charge.
Personal Checking Balance Information: See our Schedule of Fees and Charges – Personal Accounts for fees related to this account, minimum balances to avoid fees, and for more information. Contact us or pick up a copy of the Personal Accounts Schedule of Fees and Charges at your local branch for more information on Standard Checking.
* A “free” account may still have certain fees such as ATM fees, overdraft fees, bounced check fees, fees to stop payment on a check, fees on a dormant account, or check-printing fees. (See our Schedule of Fees and Charges).
Standard Checking Features and Other Available Services:
- Unlimited Check Writing
- Visa® Debit Card
- Online Banking and Online Bill Pay
- Account Alerts via Online Banking
- Online Transaction Downloads to Quicken® or QuickBooks®
- Online Statements
- Paper Statements
- Telephone Banking
- Mobile Banking (Message and data rate charges may apply)
Personal Checking
This is a non-interest earning account available to individuals, trusts, estates and non-business associations. This account offers unlimited check writing privileges with no per check charge.
Personal Checking Balance Information: See our Schedule of Fees and Charges – Personal Accounts for fees related to this account, minimum balances to avoid fees, and for more information. Contact us for a copy of our Schedule of Fees and Charges or pick up a copy at your local branch.
Personal Checking Features and Other Available Services:
- Unlimited Check Writing
- Visa® Debit Card
- Online Banking and Online Bill Pay
- Account Alerts via Online Banking
- Online Transaction Downloads to Quicken® or QuickBooks®
- Online Statements
- Paper Statements
- Telephone Banking
- Mobile Banking (Message and data rate charges may apply)
Personal Interest Checking
This interest-bearing checking account is available to individuals, trusts, estates and non-business associations. Please contact us for current interest rates. This account offers unlimited check writing privileges with no per check charge.
Personal Interest Checking Balance Information: See our Schedule of Fees and Charges – Personal Accounts for fees related to this account, minimum balances to avoid fees, and for more information. Contact us for a copy of our Schedule of Fees and Charges or pick up a copy at your local branch.
Personal Interest Checking Features and Other Available Services:
- Competitive Interest Rates, depending on balance
- Unlimited Check Writing
- Visa® Debit Card
- Online Banking and Online Bill Pay
- Account Alerts via Online Banking
- Online Transaction Downloads to Quicken® or QuickBooks®
- Online Statements
- Paper Statements
- Telephone Banking
- Sweep Transactions
- Mobile Banking (Message and data rate charges may apply)
Rate Information: This is a variable tiered rate account. Our interest rates are highly competitive; please contact us for current rates.
Personal Money Market
This interest-bearing checking account is available to individuals, trusts, estates and non-business associations. Please contact us for current interest rates.
Personal Money Market Balance Information: See our Schedule of Fees and Charges – Personal Accounts for fees related to this account, minimum balances to avoid fees, and for more information. Contact us for a copy of our Schedule of Fees and Charges or pick up a copy at your local branch.
Personal Money Market Features and Other Available Services:
- Competitive Interest Rates, depending on balance
- Visa® Debit Card
- Online Banking and Online Bill Pay
- Account Alerts via Online Banking
- Online Transaction Downloads to Quicken® or QuickBooks®
- Online Statements
- Paper Statements
- Telephone Banking
- Sweep Transactions
- Mobile Banking (Message and data rate charges may apply)
Rate Information: This is a variable tiered rate account. Our interest rates are highly competitive; please contact us for current interest rates.
Personal Deposit Interest Rates
Preferred Bank accounts are insured by the Federal Deposit Insurance Corporation (FDIC). Feel free to use the FDIC's Insurance Estimator (EDIE) to tell you how your Preferred Bank accounts are federally insured.
- Personal Deposit Rates - contact a local branch for Personal Deposit Interest Rates
- FDIC Insurance Estimator (EDIE)
