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Commercial Loans

Preferred Bank offers commercial loans to small businesses. Commercial loan products include revolving lines of credit, term loans and letters of credit.
  • Revolving lines of credit are available for temporary cash flow needs, accounts receivable financing and the issuance of letters of credit.
  • Term Loans are available to assist with equipment purchases, business expansion and business acquisition. Repayment terms correlate the repayment of the loan with corresponding cash inflows.
  • Letters of credit are available to accommodate international transactions and business commitments. Please see the Trade Finance Loans & Services section for additional information.
Commercial loan products are available at all of our branches. Please contact a commercial loan officer for an appointment to discuss your business and financing needs.

A shipping yard full of storage containers and heavy machinery such as cranes and trucks.

Trade Finance & Services

Preferred Bank has solutions to help you manage risks and optimize working capital.

Explore Trade Finance