Commercial Loans
Preferred Bank specializes in commercial loans to small businesses. Our
strong capital base allows us to offer financing of up to $19 million while
providing the superior service of an independent bank. Commercial loan
products include revolving lines of credit, term loans, and letters of credit.
Revolving lines of credit are available for temporary cash flow needs,
accounts receivable financing, and the issuance of letters of credit. Each
customer has a unique set of needs; each line of credit is tailored to meet
those needs.
Term loans are available to assist with equipment purchases, business
expansion, and business acquisition. Repayment terms correlate the repayment
of the loan with corresponding cash inflows.
Letters of credit are available to accommodate international transactions
and business commitments. Please see the
International
Loans and Trade Finance section for additional information.
Commercial loan products are competitively priced and are available at all
of our branches. Please contact a commercial loan officer for an appointment
to discuss your business and financing needs.
