Personal Deposit Rates
Rates Effective as of May 14, 2013
Personal Money Market Account3
Balance Tiers |
Interest Rate |
APY2 |
| Under $25,000 | 0.20% | 0.20% |
| $25,001 to $100,000 | 0.30% | 0.30% |
| $100,001 to $250,000 | 0.40% | 0.40% |
| Over $250,000 | 0.60% | 0.60% |
Personal Savings Account4
Minimum Balance |
Interest Rate |
APY2 |
| $200 | 0.30% | 0.30% |
Preferred NOW Account
Balance Tiers |
Interest Rate |
APY2 |
| Under $25,000 | 0.20% | 0.20% |
| $25,001 to $100,000 | 0.40% | 0.40% |
| $100,001 to $250,000 | 0.50% | 0.50% |
| Over $250,000 | 0.70% | 0.70% |
Fixed IRA
Term |
Interest Rate |
APY1,5 |
| 1 Year | 0.35% | 0.35% |
| 2 Year | 0.55% | 0.55% |
| 3 Year | 0.65% | 0.65% |
Floating IRA
Term |
Interest Rate |
APY2,5 |
| 1 Year | 0.841% | 0.84% |
| 2 Year | 1.091% | 1.09% |
| 3 Year | 1.191% | 1.19% |
Click Here to access the FDIC Insurance Estimator (EDIE)
1Annual Percentage Yield (APY)
2Annual Percentage Yield (APY) and Interest Rate may vary after account opening
3Account limited to six (6) third party withdrawals per month - $10 for each item exceeding maximum
4Account limited to six (6) third party withdrawals per month - $1 for each item exceeding maximum
5Penalty for early withdrawal - see Understanding Your Deposit Account disclosure for details
Rates are subject to change without notice
