Personal Checking

Personal Checking

Preferred Bank's Personal Checking is a non interest-bearing checking account available to individuals for your banking needs.  By keeping the minimum balance, your monthly and per item service fees are waived each month.

  • $900 minimum opening deposit
  • If the daily ledger balance falls below $900.00, the account is subject to a monthly service charge of $8.00 plus a $0.20 per item fee for each paid check and ACH (Automated Clearing House) debit
  • Visa Debit Card linked to a PB Checking Account
  • PBnet Personal Online Banking
  • PBnet Personal Online Bill Pay
  • eStatements

Preferred NOW Account

Preferred Bank's Preferred NOW Account is our interest-bearing checking account.  The account is available to individuals, sole proprietors, non-profit organizations and Attorney Client Trust Accounts (IOLTAs).  The account offers a tiered interest rate that allows you to earn higher interest rates for larger balances.  The monthly service charges and per item fees can be waived by keeping the minimum balance.

  • $1,000 minimum opening balance
  • If the daily ledger balance falls below $2,000.00, the account is subject to a monthly service charge of $7.50 plus a $0.20 per item fee for each paid check and ACH debit
  • Tiered Interest Rate – contact your local branch for interest rates
  • Visa Debit Card linked to a PB Checking Account
  • PBnet Personal Online Banking
  • PBnet Personal Online Bill Pay
  • eStatements