Personal Checking

Personal Checking

Preferred Bank's Personal Checking is a low minimum balance non interest-bearing checking account available to individuals for your everyday banking needs.  By keeping the low minimum balance, your monthly and per item service fees are waived each month.

  • $900 minimum opening deposit
  • $900 balance to avoid service charges
  • $8 per month plus $0.20 per debit if minimum balance not maintained
  • Free Visa Debit Card (with qualifying relationship)
  • Free PBnet Personal Online Banking
  • Free PBnet Personal Online Bill Pay
  • Free eStatements
  • Free Check Safekeeping

Preferred NOW Account

Preferred Bank's Preferred NOW Account is our premier interest-bearing checking account.  The account is available to individuals, sole proprietors, non-profit organizations and Attorney Client Trust Accounts (IOLTAs).  The account offers a tiered interest rate that allows you to earn higher interest rates for larger balances.  The monthly service charges and per item fees can be waived by keeping the minimum balance.

  • $1,000 minimum opening balance
  • $2,000 balance to avoid service charges
  • $7.50 per month plus $0.20 per debit if minimum balance is not maintained
  • Tiered Interest Rate – click here for Interest Rates
  • Free Visa Debit Card (with qualifying relationship)
  • Free PBnet Personal Online Banking
  • Free PBnet Personal Online Bill Pay
  • Free eStatements
  • Free Check Safekeeping