Personal Banking

At Preferred Bank we offer products and services to meet your personal banking needs.  The Preferred Way to Bank isn't just a marketing slogan; we offer products and service to ensure your banking experience is the best it can be. Whether you need a checking account, savings account or a certificate of deposit, at Preferred Bank we've got you covered.  Click on a link below to learn more.

Checking Accounts

Preferred Bank offers checking accounts that meet your needs.  We have both interest-bearing and non interest-bearing accounts with competitive rates and fees.

Savings & CDs

Preferred Bank offers a variety of savings accounts that help you earn a competitive interest rate while building your savings.  Choose the right account for you and watch your savings grow.


Preferred Bank offers Individual Retirement Accounts that meet your needs.  We have both fixed rate and floating rate options.  We make retirement planning easy.


Preferred Bank provides you with many convenient services that make your life easier.  These are safe and secure ways to access your accounts here at Preferred Bank.

  • PBnet Personal Online Banking
  • PBnet Personal Online Bill Pay
  • Visa Check Card
  • Person to Person Transfers
  • eStatements
  • Telebanking
  • Click here for more information

Personal Deposit Rates

Preferred Bank offers a variety of interest-bearing accounts with competitive interest rates.  All accounts are insured by the Federal Deposit Insurance Corporation (FDIC).  Feel free to use the FDIC's Insurance Estimator (EDIE) to tell you how your Preferred Bank accounts are federally insured.