ONLINE BANKING
PBnet: Personal Business

Mortgage Loans

We offer a choice of fixed and adjustable-rate mortgage loan products with flexible terms and competitive rates. Whether you're an experienced borrower or a first-time home buyer, our experienced Mortgage Loan Originators will help you find the right loan to fit your needs. Please contact a Mortgage Loan Originator in any of our branches for more details. 1 Please click on the below link for a complete list of Mortgage Loan Originators.

NMLS Information

Mortgage Products and Descriptions

Mortgage
Product

Benefits

Features

Conforming or Jumbo Fixed Rate Mortgage1,2 Suitable for borrowers who expect to live in their homes for an extended period and want the security of a fixed payment over the life of the loan. 
  • Loan amounts up to $3.0 million
  • Fixed monthly payments
  • No prepayment penalty for paying off early
  • Competitive loan rates
Conforming or Jumbo Adjustable Rate Mortgage1,2 Suitable for borrowers who want to take advantage of a lower start rate because they expect their income to increase over time or don't expect to be in their home for an extended period.
  • Loan amounts up to $3.0 million
  • Adjustable payments after the fixed term ends, typically after 3, 5 or 7 years
  • No prepayment penalty for paying off early
  • Competitive loan rates
Conforming or Jumbo Adjustable Rate Asset Verifier Mortgage1,2 Suitable for borrowers who want to take advantage of a lower start rate and also want to take advantage of an alternate form of financing.
  • Loan amounts up to $2.0 million
  • Adjustable payments after the fixed term ends, typically after 3, 5 or 7 years
  • Alternative income documentation
  • No prepayment penalty for paying off early
  • Competitive loan rates
Conforming or Jumbo Adjustable Rate Non Resident Mortgage1,2 Suitable for foreign national borrowers looking to purchase or refinance an investment property located in the United States.
  • Loan amounts up to $2.0 million
  • Adjustable payments after the fixed term ends, typically after 1 year or 3 years
  • No prepayment penalty for paying off early
  • Competitive loan rates

 1 Please be advised that our mortgage products are only available in the States of California and New York at this time.

 2 Restrictions and limitations may apply.