Business Checking

Regular Business Checking

Preferred Bank's Regular Business Checking is a non interest-bearing checking account available to small business customers for their banking needs.  By keeping the minimum balance, your monthly and per item service fees are waived each month.

  • $1,000 minimum opening deposit
  • If the daily ledger balance falls below $2,000.00, the account is subject to a monthly service charge of $10.00 plus a $0.20 per item fee for each paid check and ACH (Automated Clearing House) debit
  • Business Visa Debit Card
  • PBnet Business Online Banking
  • PBnet Business Online Bill Pay
  • eStatements
  • Treasury Management Products/Services Available

Analyzed Business Checking

Preferred Bank's Analyzed Business Checking Account is designed for larger businesses that want the flexibility to offset their monthly account charges by keeping compensating balances in their account.  The account earns credits based on the collected balance to offset some or all of the account's activity charges. Each activity item on the account is itemized on the monthly analysis statement for your reference. 

Preferred Bank offers a Treasury Management Services.  For more information about these products and services, or about the Business Analyzed Checking Account, please contact your account officer, relationship manager, or local branch office. Additional details and pricing are available upon request.