Business Checking

Regular Business Checking

Preferred Bank's Regular Business Checking is a non interest-bearing checking account available to small business customers for their everyday banking needs.  By keeping the minimum balance, your monthly and per item service fees are waived each month.

  • $1,000 minimum opening deposit
  • $2,000 balance to avoid service charges
  • $10 per month plus $0.20 per debit if minimum balance not maintained
  • Business Visa Debit Card1
  • PBnet Business Online Banking
  • PBnet Business Online Bill Pay
  • eStatements
  • Check Safekeeping
  • Suite of Treasury Management products/services available

Analyzed Business Checking

Preferred Bank's Analyzed Business Checking Account is designed for larger businesses that want the flexibility to offset their monthly account charges by keeping compensating balances in their account.  The account earns credits based on the collected balance to offset some or all of the account's activity charges. Each activity item on the account is conveniently itemized on the monthly analysis statement for your reference.  See the Schedule of Fees, Charges and Deposit Products disclosure for list of Account Analysis charges.

  • $1,000 minimum opening balance
  • $15.00 per month account maintenance fee
  • Competitive Earnings Credit Factor – contact your local branch for Earnings Credit Rate
  • Business Visa Debit Card1
  • PBnet Business Online Banking
  • PBnet Business Online Bill Pay
  • eStatements
  • Check Safekeeping
  • Suite of Treasury Management products/services available

1 Qualifying relationship required